I am a single mother. I get next to nothing from my son’s dad, so it falls on me. I fell upon extremely hard times when I got Covid last January 2022, and haven’t been able to recover since. My son suffers from multiple mental health diagnoses and I often have to call into work for those reasons, more often then not those hours missed are unpaid. I cannot get back on track and am fearing foreclosure. I hate asking for help, but I need to keep a roof over our heads as I am behind so many months on my mortgage. 
thank you